LoanDuet gives lenders a borrower portal, a mortgage application borrowers finish in under 4 minutes, and custom-trained AI agents that review and clear documents. A person approves every decision.
Maya Hartley
Purchase · $486,000
Applied
Docs
Verified
Signed
Closed
W-2, 2024
Bank statements
Pay stubs
Homeowners insurance
Devin Okafor (loan officer) sees the full file. Priya Natarajan (listing agent) sees milestones only.
Product preview with sample data. Names and figures are illustrative.
Platform
Borrowers, loan officers, processors, and real estate agents work from the same file, with document collection, verification, and signing built in.
A single place to upload W-2s, bank statements, and tax returns and watch real-time loan progress.
2 items left before underwriting
Homeowners insurance
Reminder sent by text
Pay stubs
Uploaded by Maya
Bank statements
Verified through Veriqual
Docs 2 of 5 milestones
Configurable mobile and web versions of the standard mortgage application (the 1003) that borrowers finish in under 4 minutes.
Custom-trained AI agents review each document as it arrives, clear the ones that meet the file's conditions, and request the ones still missing by text or email. A person approves what goes out.
Loan data, documents, and status sync with the loan origination system (LOS) your team uses to process each loan, so files are not re-keyed. Ask which systems are supported.
Buying and listing agents get milestone notifications automatically, so the loan officer does not have to send updates.
Disclosure consent and signing authorizations are signed electronically inside the portal.
Each step tells the right person what to do next, so files move without chasing.
The borrower completes the 1003, the standard application, on any device.
LoanDuet requests the documents the file needs and reminds by text and email.
Veriqual confirms assets, income, and employment through connected verifiers.
Disclosures and authorizations are signed electronically in the portal.
Processors clear the last items underwriting needs, while agents get every milestone automatically.
Veriqual checks
Maya Hartley
Purchase · $486,000
Assets, linked accounts
Balance · 2 accounts
Bank data, 9:12 AM
Income, employer payroll
1003 match · $9,150/mo
Payroll provider, 9:13 AM
Employment, current
Employer active, 3 yrs
Payroll provider, 9:13 AM
Results are written to the loan file as each check finishes.
Checks complete.
Ready for underwriting review.
Product preview with sample data. Names and figures are illustrative.
LoanDuet Veriqual
Veriqual checks assets, income, and employment through third-party verifiers and writes the results to the loan file, so lenders work from source data instead of borrower-supplied statements. Custom-trained AI agents review each result against the file before a processor clears it.
Every file has a person accountable for it. Custom-trained AI agents review documents as they arrive, clear the ones that meet conditions, and draft requests for the ones that do not. Credit decisions stay with your underwriters.
Loan officers and processors stay in control of decisions.
Trained on mortgage documents, they read each one, check it against the file, clear what passes, and draft the request for what is missing. A loan officer approves what goes out.
See pipeline status, turn times, and activity by borrower, agent, and loan officer without exporting a spreadsheet.
Cleared: October bank statement. Two months of deposits match the application.
Reviewed by an AI agent, confirmed by Devin Okafor, 9:16 AM.
Who it's for
Mid-sized and large lenders that want a ready-made borrower portal that plugs into the loan origination system (LOS) they already use.
Less manual work per file
Document requests and reminders go out without a processor tracking them.
Faster path to clear-to-close
Verification runs inside the file, so conditions clear without a separate VOA or VOIE order.
One borrower experience across every branch
Every branch runs the same portal and the same workflow templates.
Borrower data is encrypted, activity is logged, and access follows the role.
Borrower documents and personal data are encrypted when they move and when they are stored.
Each document upload, view, verification, and signature is recorded with who did it and when.
Borrowers, loan officers, processors, and agents each see only the parts of a file their role needs.
SOC 2 is the standard audit of how a company protects customer data. LoanDuet is preparing for a SOC 2 audit and answers security questionnaires and vendor reviews.
A walkthrough of the platform on a sample loan file, from application to clear-to-close (the point where underwriting approves the loan to close).
Or email speed@loanduet.com